Nothing beats the feeling of waking up the first morning in a new home. While looking around the room, you realize that just a few months ago this was still a dream. But now these walls, doors, and windows all belong to you.
The process, however, of purchasing a new home can sometimes be intimidating and confusing. Calvert's Express Real Estate Co. is here to guide you through the entire process, from selecting the right home to closing at the right price. We will help you shop for the best rates and terms from a variety of mortgage lenders.
Check Your Credit
Obtain copies of your credit report. If necessary, then take steps to clean it up. Remember, the higher your credit score, the better your loan interest rate. You should check your score with all the three major credit reporting companies: Experian, Equifax, and TransUnion, since each company may possess slightly different information.
First, determine your price range. Then, consider the areas where you would like to live and only look at homes that fit within your budget.
Find a Lender
Most people must take out a loan to buy a home. In order to be prepared to make a purchase offer as soon as you find a home in which you are interested, ensure that you are pre=approved for a loan before you begin looking at homes. If you need help finding a lender, the Calvert's Express Real Estate Co. would be happy to recommend trusted lenders in your area.
When looking for the perfect home, the details count. If you have children, then you will want to consider the area's school districts. Do you need more bedrooms or bathrooms? Do you prefer a newer or older home? Keep these questions in mind when looking for your new home.
Found Your Home?
After finding the home you want to buy, Calvert's Express Real Estate Co. will prepare a written offer. We are familiar with market values and will help you arrive at a price that gives your offer the best chance of being accepted.
Once your offer is accepted, there is grace period where you can have the house professionally inspected. During this time, you are free to request repairs or submit a counter offer if necessary.
Next, you must verify that the terms and conditions on your loan are accurate. Calvert's Express Real Estate Co. will review your signing papers and be there with you through every step of the way.
Now that you’ve obtained your home, the final step is moving arrangements. If you plan on hiring a professional mover, then schedule accordingly. We can also suggest reputable companies. Do not forget to submit a change of address form to the post office and contact your local utility and billing companies.
Let Us Represent You